Article Sidebar

Submitted
Aug 29, 2021
Accepted
Oct 5, 2021
Published
Oct 31, 2021
Download
PDF (Bahasa Indonesia)
Statistic
Read Counter : 1297 Download : 1176

Downloads

Download data is not yet available.

Main Article Content

Abstract

The progress and development of technology are so rapid. The financial industry is one of the areas that is receiving such a positive impact.  Instrumen financing-based technology or financial technology is hotly discussed. Fintech seems to find momentum when the pandemic hits. When studying to work is required at home, business operations are reduced, and mobilization is limited. And the plague is also a disaster for the business world. So that capital becomes the effort of many business actors who experience the impact. So fintech, one of which is p2p lending, becomes an oasis with ease of access and wide range. Fintech Syariah also takes a role in these financial services. In this study, researchers want to give an idea of the power of sharia fintech in the financial industry. Based on data from OJK (Financial Services Authority), the number of Islamic fintech is still inferior to conventional fintech indeed currently growing, and the number of platforms is still limited. But the future of fintech sharia has reliable competitiveness and has a significant role in efficiency and service to the community in the financial industry. Thisajian uses a  method of literature study on the phenomenon of the development of the financial technology era.  The literature used in this paper comes from scientific journals both nationally and internationally and is supported by other scientific books. To analyze the future role of Islamic finance as the main payment instrument

Keywords

financial technology Islamic technology finance global finance

Article Details

How to Cite
Zuchroh, I. (2021). Fintech Syariah: Kolaborasi Teknologi dan Moral sebagai Instrumen Pembiayaan di Masa Depan. Ecoplan, 4(2), 122-130. https://doi.org/10.20527/ecoplan.v4i2.383
Download Citation
Endnote/Zotero/Mendeley (RIS)
BibTeX

References

  1. Addury, M. M. (2019). Efficiency and Performance of Sharia Banking in Indonesia. Jurnal Ecoplan, 2(2), 114–123.
  2. Aji, A. M., Harisah, & Mukri, S. G. (2020). Revitalization of Fintech Era 4.0 In The Development of Islamic Microfinance Institution. Al Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics), 12(1), 149–164.
  3. Alharbi, A. (2015). Development of the Islamic Banking System. Journal of Islamic Banking and Finance, 3(1), 12–25. https://doi.org/10.15640/jibf.v3n1a2
  4. Arner, D. W., Barberis, J. N., & Buckley, R. P. (2015). The Evolution of Fintech: A New Post-Crisis Paradigm? SSRN Electronic Journal, October 2018. https://doi.org/10.2139/ssrn.2676553
  5. Badruzaman, D. (2019). Pengembangan Ekonomi Islam Berbasis Kependudukan Di Perdesaan Development of Islamic Economy Based on Population in Rural Areas. Jurnal Ekonomi Syariah Dan Bisnis Vol., 3(1), 1–10.
  6. Bank, W. (n.d.). The Global Findex Database 2017. Globalfindex.Org. Retrieved August 28, 2021, from https://globalfindex.worldbank.org/basic-page-overview
  7. Biancone, P. Pietro, Secinaro, S., & Kamal, M. (2019). Crowdfunding and Fintech: business model sharia compliant. European Journal of Islamic Finance, 12, 1–10. https://doi.org/10.13135/2421-2172/3260
  8. Catherine Howell, D. M. W. (2016). The Internets Is Human Right. Brooking.Edu. https://www.brookings.edu/blog/techtank/2016/11/07/the-internet-as-a-human-right/
  9. cgap.org. (2019). China: A Digital Payments Revolution. Cgap.Org. https://www.cgap.org/research/publication/china-digital-payments-revolution
  10. Feyen, E., Frost, J., Gambacorta, L., Natarajan, H., & Saal, M. (2021). Fintech and the digital transformation of financial services: implications for market structure and public policy (Issue 117).
  11. fintechweekly. (2020). Fintech Definition. Fintechweekly.Com. https://www.fintechweekly.com/fintech-definition
  12. Global Islamic Fintech Report. (2021). Global Islamic Fintech Report. Cdn.Salaamgateway.Com, 56. https://cdn.salaamgateway.com/special-coverage/islamic-fintech-2021/Global-Islamic-Fintech-Report-2021-Executive-Summary.pdf
  13. Inayati, A. A. (2015). Pemikiran Ekonomi M. Umer Chapra. Islamic Economics Journal, 2(1), 1–18.
  14. King, B. (2018). Bank 4.0: Banking everywhere, never at a bank. MARSHALL CAVENDISH INTNL ASIA.
  15. Manzoor, S. P. (2014). Review: Islam in the Era of Globalization: Muslim Attitudes towards Modernity and Identity: Islam in the Era of Globalization: Muslim Attitudes towards Modernity and Identity. Journal of Islamic Studies, 15(2), 279–282.
  16. Nafla, A., & Hammas, A. (2016). Islamic Finance, Financial Crisis, and Determinants of Financial Stability: Empirical Evidence throughout the Two Approaches. Journal of Islamic Banking and Finance, 4(1), 47–59. https://doi.org/10.15640/jibf.v4n1a6
  17. Nur kholis. (2017). Potret Perkembangan Dan Praktik Keuangan Islam Di Dunia. Jurnal Studi Agama, Universitas Indonesia., Vol. XVII,(1,), hal. 81. https://doi.org/10.20885/millah.vol17.iss1.art1
  18. Odeduntan, A. K., Adewale, A. A., & Hamisu, S. (2016). Financial Stability of Islamic Banks: Empirical Evidence. Journal of Islamic Banking and Finance, 4(1), 39–46. https://doi.org/10.15640/jibf.v4n1a5
  19. OJK. (2021). Daftar Penyelenggara Fintech Lending Hingga 27 Juli 2021.
  20. Perry, F. V, & Ph, D. (2011). Globalization of Islamic Finance : Myth or Reality ? International Journal of Humanities and Social Science, 1(19), 107–119.
  21. Pristiwiyanto. (2020). Ekonomi Syariah Solusi Krisis Keuangan Global. Al-Iqtishod, 8(1), 39–45.
  22. PwC. (2019). Financial Services Technology 2020 and Beyond. Civil Engineering Magazine Archive, 89(1), 70–83. https://www.pwc.com/gx/en/financial-services/assets/pdf/technology2020-and-beyond.pdf
  23. Saripudin, S., Nadya, P. S., & Iqbal, M. (2021). Upaya Fintech Syariah Mendorong Akselerasi Pertumbuhan UMKM di Indonesia. Jurnal Ilmiah Ekonomi Islam, 7(1), 41. https://doi.org/10.29040/jiei.v7i1.1449
  24. Shabana M Hasan. (2018). How to Understand Islamic Fintech in Simple Terms? Blog.Ethis.Co. https://blog.ethis.co/understand-islamic-fintech-simple-terms/
  25. State of the Global Islamic Economy Report. (2019). State of the global islamic economy report: Driving the islamic economy revolution 4.0. Dubai International Financial Centre, 1–174. https://cdn.salaamgateway.com/special-coverage/sgie19-20/full-report.pdf
  26. Value Steam. (2013). The New Definition Of Fintech. Valuestreamventures.Com. https://www.valuestreamventures.com/blog/2013-09-30-the-new-definition-of-fintech/
  27. Varga, D. (2018). Fintech , the New Era. Budapest Management Review, December, 22–33.
  28. Warde, I. (2010). Islamic finance in the global economy. Islamic Finance in the Global Economy. https://doi.org/10.5860/choice.48-7050
  29. www.apjii.or.id. (2020). Laporan Survei Internet APJII 2019. Www.Apjii.or.Id. https://apjii.or.id/survei